Given the likelihood that Hurricane Irma will have a significant impact on the Georgia coast and potentially other areas of the state, I thought it would be a good idea to remind agency owners of the rules regarding payment of their employees if their offices are closed. My blog post in January of this year explains those rules […]
Read more...Category: Practical Tips
Is An Agency Required To Obtain A License When Its Agent Must Obtain a Non-Resident License?
My last blog post dealt with the question of when an insurance agent must obtain a non-resident license if they are placing insurance coverage for a risk located in another state. This post will explore the related question of whether the agent’s insurance agency must also obtain a license from the insurance department of the other […]
Read more...When Are You Required to Obtain a Non-Resident License?
Unlike most summers, this one has been very busy for my law practice. I have been involved in the sale of three of my insurance agency clients in the past couple of months, which is one reason I haven’t been as diligent as I should have in making blog posts. This post concerns an issue that has arisen in each […]
Read more...IIAG Annual Convention – What You Missed Too
My last post described what Harrison Brooks of Reagan Consulting had to say to those who attended IIAG’s annual convention earlier this month about major trends affecting the insurance industry. He also had some advice on how an agency can determine if it is doing what needs to be done to be successful in the long […]
Read more...IIAG Annual Convention – What You Missed
The 120th annual meeting of the Independent Insurance Agents of Georgia was held earlier this month. It began earlier than usual with a two hour legislative panel on Thursday afternoon followed by morning meetings on Friday and Saturday, which ended an hour earlier than usual. However, the information and networking opportunities provided were as valuable as […]
Read more...What You Don’t Know About a New Employee Can Hurt You
As employers, agency owners need to be aware of the ways they can get in trouble due to the actions of their employees. Many owners are probably aware that they can be held liable for acts of their agency’s employees committed while performing their duties on behalf of the agency. This legal concept is known […]
Read more...Summer Interns – It’s That Time of Year Again
With Memorial Day weekend, the unofficial start of summer, fast approaching, it’s a good time to go over the rules regarding the use of interns. Nothing of significance has changed since my post on this subject last year, but it never hurts to refresh one’s memory, as a business that violates these rules can find itself in trouble with the […]
Read more...Employment Termination Notice Periods – Are They Enforceable?
There was an article a few months ago on HR Daily Advisor about what to do if an employee quits their job without giving any prior notice. In the absence of a written agreement to the contrary, there is no requirement that either an employer or employee give prior notice of their intention to terminate the employment […]
Read more...Gamification – What Is It and How Can It Help Agencies?
My last post concerned the use of raffles by insurance agencies and agents to promote the making of referrals. I thought it was an innovative idea, and one that makes use of the insights into human behavior that are the basis for what is known as gamification. Gamification is the application of the principles and techniques used […]
Read more...Raffles – Can They Be Used to Encourage Referrals? (Updated)
A recent caller to the Free Legal Service program that I run for the members of the Independent Insurance Agents of Georgia asked the above question. His agency was thinking about running a promotion that gave a raffle ticket for each referral made to the agency during a specified period of time. The winner would receive […]
Read more...